By Finicity Corporation

  • Category: Finance
  • Release Date: 2011-02-17
  • Current Version: 5.0
  • Adult Rating: 4+
  • File Size: 137.84 MB
  • Developer: Finicity Corporation
  • Compatibility: Requires iOS 9.0 or later.
Score: 4.5
From 4,212 Ratings


Easy to Get Started: Start today by downloading the Mvelopes budget app and use it for free for 1 month, add your financial institutions and come up with a budget that will keep you on the path to financial freedom. You will get all your transactions sent to your Mvelopes account and you will easily be able to track all your account balances in one easy to use the app. Mvelopes uses an envelope budgeting method to help you plan and track your household or personal budget. You can assign and manage your budget, as well as receive feedback on where you have spent your money and how much you have remaining Mvelopes offers 4 different in-app subscriptions that will auto-renew unless canceled. - Mvelopes Basic Monthly -$3.99/mo or $39.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat Support. - Mvelopes Plus -$18.99/mo or $189.99/yr - Unlimited Envelopes, Unlimited Accounts, Live Chat, Learning Center, and a Quarterly Coaching Session. Each user is eligible for one 30 day free trial. Upgrading or downgrading to a subscription will not enable a new 30 day free trial. These plans are: - Mvelopes Basic Monthly - No Trial - $3.99/mo - Mvelopes Basic Yearly - No Trial - $39.99/mo - Mvelopes Plus Monthly - No Trial - $18.99/mo - Mvelopes Plus Yearly - No Trial - $189.99/mo • Payment will be charged to iTunes Account at confirmation of purchase or if it has a trial at the end of the trial period. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • See our Privacy Policy for more details. • Mvelopes is an A + Rated Business with the Better Business Bureau • Tool for Tidying Up Your Budget - Credit Karma • Named best app for “Over Spenders” - Kiplinger’s Personal Finance • App That Makes Budgeting Fun - WiseBread • Best Online Money Management Tool - Nasdaq • Budget App for Recent Graduates - NerdWallet • Right Tool for Keeping Financial Resolutions - • App That Helps Manage Your Student Loans - SoFi • Budget Tool for the New Year - Chicago Tribune Get The Most Out Of Your Money Use the Mvelopes budget app to help make more informed budgeting decisions and future plans. Track your bank accounts and credit card balances alongside your budget to help pay off your debt and increase savings faster. Create a financial plan for the future and make it happen. Save time with the Mvelopes budget app and its access to over 16,000 financial institutions, so you can focus on managing finances and not entering transactions. Be secure with in-app security settings, a four-digit PIN or your Mvelopes username and password. Mvelopes Features: • Import your bank and credit card accounts and track your spending within Mvelopes • Unlimited envelopes and financial institutions can be used in your account • Use digital envelope budgeting system to organize and simplify your finances • Easily access or adjust your budget on the go • Categorized spending helps you make informed decisions when you shop • Inbox-style transactions makes it easy to stay on top of your budget every day • All-in-one accounts screen lets you view your checking, savings and credit card balances in one place • Assign transactions to envelope categories, including splitting individual transactions into separate categories • Complete, real-time synchronization with the Mvelopes web app at • Money saving tips, ebooks, and videos inside the app Terms of use and privacy -



  • Crashing with 5 update, but usually really good

    By Hope of Glory
    This has been a really good mobile app and online application. It’s really good because it helps me plan for future transactions and budgets and not jus react to past transactions. It could be great. If it would provide real time transactions like Mint and add the ability to adjust these “pending” transactions I’d know how much is actually in my “envelopes” like a real cash envelope. Also this update has my app crashing. I’ll change this rating to a 5 when it stops crashing.
  • Version 5.0 Removed Everything!!!

    By thisismefree
    Do not upgrade to 5.0!!! I downloaded the update with the “general enhancements” and “bug fixes” and now when I log in, everything is gone! When I try to resync purchases, the app continually crashes! I’ve been a customer for years, and I pay my yearly dues, despite how expensive it is, so why do things like this keep happening? I need my info back, and I should receive some sort of credit for poor service.
  • 5.0 doesn’t work

    By benttu85
    The newest version 5.0 doesn’t work at all. Don’t download until they fix it.
  • Horrible Customer Service

    By Memphis1968
    Very poor customer service. Only means is Chat. I have been on chat for 30 minutes and rep has simply stopped responding. Used to be a good program. Everything went downhill once I became a lifetime member. No annual fee = No customer service.
  • Stupid error message restricting use of app

    By ane27
    " Error: Broadcast Message like high security to be accepted to proceed or completely stopped FI to support or Sub Accounts FI's That are Not Supported. "
  • HORRIBLE customer service.

    By Posty3x
    At first I really actually liked this app. I found something that was better and cancelled my automatic billing for mvelopes (or so I thought). After contacting them numerous times over the past couple of months and issuing a chargeback to get my money back they still continue to bill me. HORRIBLE company, even worse customer service, and I would strongly recommend that you stay far away from this app.
  • Phenomenal app, great support

    By simplylkb
    I started the free trial at the beginning of the year, and am thrilled with this app. I was a little confused with setup at the beginning, but found the support through the forums to be incredibly helpful. I did find that it was easiest to set everything up on my laptop, but since then, I’ve been using the apps on my iPad and iPhone to handle all my transactions daily. I highly recommend this app!
  • Complete waste of time

    By yophil
    What a complete waste of time. I took a shot with this app as I love the envelope concept. After downloading and agreeing to the terms and conditions I began my one month free trial period, fully prepared to maintain the subscription if I liked it. One month free didn’t last 12 hours. In the first ten minutes they hit me with a survey. Then all the budget categories were pre populated with random numbers. I assume this is to use for example purposes. Fine I’ll delete the auto populated data and fill in with my data. My budget. My numbers. After 45 minutes of set up and saving I was pretty pleased. However when I relaunched the app a few hours later my data was gone and the auto populated data had returned. Utter nonsense. Save your time and money and skip this worthless app.
  • Scam!

    By perkinscl
    I am being charged for two Mvelopes accounts I have emailed and called and no one has responded to me to get refunds and cancel these subscriptions. This company is a scam and is taking advantage of me, do not give them any of your information.
  • Crashed and burned

    By TyeBo2
    This app is awful. I could never get logged in to even try it! After 3 attempts of installing and uninstalling I gave up. But I got charged for ALL 3! It does say that it has refunded 2 of them but still - so much for a free trial!!! It cost me $3.99 to just get irritated. Too bad because it really looked like a decent app. Beware!