BabySteps: Money Goal Planner

BabySteps: Money Goal Planner

By The Lampo Group Incorporated

  • Category: Finance
  • Release Date: 2019-12-18
  • Current Version: 2021.01.29
  • Adult Rating: 4+
  • File Size: 127.99 MB
  • Developer: The Lampo Group Incorporated
  • Compatibility: Requires iOS 10.0 or later.
Score: 3.46524
From 187 Ratings


Paying off debt doesn’t have to take as long as you think! It’s time to take your money back—and the BabySteps app shows you the fastest way to do it. Got some credit cards? What about student loans or car payments? (Maybe you’ve got a little bit of everything.) Hey, that’s most people. But you don’t want to be “most people.” With the BabySteps app, you’ll track all your payments in one place and take them out one by one using the powerful debt snowball. But once those debts are history, what’s next? Your money is finally freed up to do what YOU want it to. And the BabySteps app helps you track your money for the long haul. You’ll work through Dave Ramsey’s 7 Baby Steps, the step-by-step playbook with money that’s helped millions go from “I can’t do this” to “I just did that!” Pay off debt. Build an emergency fund. Save for a down payment on a home. Invest for your future. Watch your confidence with money grow as you reach one goal after another. TRY RAMSEY+ TO GET THE APP So, first things first. To access this app, you’ll need to be a member of Ramsey+. (SmartDollar members—you’re already good to go!) Wait, why not just the BabySteps app? Well, if you want to hit a big money goal (like paying off debt), tracking your progress is just one part. You’ve got to tackle your mindset AND your habits. That’s where Ramsey+ comes in. All three of our apps work together to help you make better choices with money every single day. All those small wins add up to BIG results in your bank account and better habits that get you to your goals faster. You also get access to: • EveryDollar – Take control of your spending so you can put more money toward your goals with our easy-to-use budgeting app. • FinancialPeace – Learn the practical know-how about saving, paying off debt, and building wealth you can start putting into practice TODAY. Not a member of Ramsey+ yet? No problem. Start your FREE TRIAL at KEY APP FEATURES Follow our simple money plan: • Learn Dave Ramsey’s 7 Baby Steps. • Find out which Baby Step you’re on. • Work the Baby Steps to pay off debt, save for emergencies, and build wealth. Track your debt payments using the debt snowball method: • Discover the date you’ll be totally debt-free. • Pay off one debt at a time, smallest to largest. • Find out how much faster you can be debt-free by adding extra money to your monthly payments. • Throw a digital snowball at your debt every time you make a payment. Boom. It feels good to hit back. Track your savings: • Get tips on how to save money faster and establish an emergency fund. • Flip some digital coins into your piggy bank. Literally. • Watch your savings account grow—along with your motivation. Watch in-app coaching from finance experts: • Dave Ramsey lays out the facts about debt and saving. • Rachel Cruze gives budgeting tips to reach your goals faster. • Chris Hogan shows you why an emergency fund is a must-have. • Ken Coleman dishes out career advice that works at every Baby Step. Take the app anywhere: • Track your progress on both desktop and mobile. • Sync with your EveryDollar budget to update your debt snowball in real time. Privacy Policy: Terms of Use:



  • Must be a paid user

    By claudiorivera99
    I used to be able to use this app but now you must be a paid user. $140 is worth it but right now rice and beans don’t mix well with $140 app. Please fix this
  • Baby step 6

    By jadella22
    It would be beneficial for Baby Step 6 to have the same tracking feature as Baby Step 2. Please add this feature to the update.
  • Required Paid Subscription

    By cgrimed
    Didn’t know before I downloaded and setup an account that I would need to pay over $150 to become a member in order to use the app
  • App doesn’t work

    By faleide
    I just downloaded the app and it won’t let me open the free version without setting up the paid version. Not sure if it’s a glitch or just a way to get the user to automatically upgrade?
  • Pay $129 a year to pay off debt

    By sammymarie19
    If you’re already in debt and looking for a resource to get you out of debt, why would you charge $129/year? Seems steep. Why not offer a free resource?
  • Please Make It Unlinkable from EveryDollar

    By JordanBucher
    It’s a fine app, but when it got linked up to my EveryDollar app, it messed my amounts up and won’t let me delete debt that I already paid for next month. Just sticking to EveryDollar would be more beneficial to me.
  • This should not force links to EveryDollar

    By Kawh
    The idea of this app is great, but there should be a way to unlink debt from the EveryDollar app. The fact that once it’s linked you cannot unlink the two app is annoying and a little presumptuous to think you know what’s best for me. Dave talks about not wanting government to control his life and the inability to unlink step 2 when you pay for Ramsey plus really upsets me. The linking is screwing up my budget. For example if I find money not budgeted in order for it to be clean across the app I have to add it as unplanned income and then update debt in two locations. The place I pay it out of budget and then the balance on the baby step app. If I update just babystep app with balance the EveryDollar doesn’t like it. Just let me unlink
  • From free to $130

    By Rechelle
    Been using debt pay off and ever dollar budgeting for over 3 years. Now I cannot access my debt snowball information without subscribing to the $130 service, and my accounts no longer link in every dollar. Time to find a new tracker and where I’ll have to input the information all over again. Disappointed in a person who values smart financial decisions deciding to charge so much for an app to help people who are already in debt. Losing interest in this organization altogether since it appears they’re just in it for the money.
  • Decent app, but often have to log back in

    By Celeb0rnz
    Decent app, but the app seems to log me out often. I’ll be previously logged in, but when I relaunch app it will ask for credentials again. The every dollar app doesn’t seem to have this issue.
  • Purchase options

    By RoxPox90
    Would be nice to be able to pay $X for just this app vs having to pay $129 for Ramsey+ In fairness, I didn’t get to try the app since I’m not subscribed to Ramsey+ so I’m not sure how it operates.