By Binji FinTech, Inc

  • Category: Finance
  • Release Date: 2019-05-17
  • Current Version: 1.2.3
  • Adult Rating: 4+
  • File Size: 64.78 MB
  • Developer: Binji FinTech, Inc
  • Compatibility: Requires iOS 11.0 or later.
Score: 1
From 3 Ratings


Binji the most complete personal finance solution and includes a proprietary digital display debit Mastercard that’s supported by app-based banking. Featuring the ability to sync and fund from up to 24 credit and debit cards, the Binji Card works in tandem with a companion app to essentially create an operating system for your money, providing everyone with more access and control in their financial lives. Product: All aspects of Binji are designed to streamline financial tasks and to be easy for everyone to use. Binji Makes Life Easier with Cutting-Edge Technology. To thrive in today’s digital age, the Binji Digital Display Mastercard and App leverage advanced technology to free users from financial management limitations. The duo’s top benefits include: - Card Consolidation: The Binji Card can store up to 24 third-party debit or credit cards to be used as funding sources to your Binji Account so it can serve as the only physical card you need to have with you to shop in-store and online. - Digital Display Screen: Binji Card’s digital display screen shows the current balance of your Binji Account, the last four digits of the selected funding source, and a four character “nickname” for fast identification. - Easy To Use: Consumers select their funding source by using Binji’s two-button interface to scroll through synced accounts. Once selected, the user simply holds the down arrow button to initiate the transfer of funds from any synced debit or credit card to their Binji Account. - Save Money: The Binji App is free to download. Eliminates monthly and overdraft fees. Binji Accounts are FDIC insured up to $250,000 and provide access to over 35,000 fee-free ATMs. - Advanced Security: The Binji Card transmits information through its secure, cloud-based processing engine. Credit and debit card information is immediately encrypted in a secure token vault to protect user information. If lost or stolen, Binji Card transactions can be turned off immediately via the Binji App. Binji Provides Access to Money in the Digital Age Where Others Don’t. Binji’s unique operating system for money offers users the most complete way to take control of their personal finances, when and where it's convenient for them. The platforms key features include: - Direct Deposit: Binji Spending Accounts are direct deposit-ready and each has a unique account and routing number. - Early Access to Paychecks: Users who enroll in Binji direct deposit get access to their money up to two days earlier than what’s offered by traditional banks. - Peer-To-Peer Payments: Instantly pay, receive and request money from friends with Binji’s P2P payments service. Unlike other services, you can use these funds immediately from your Binji Card without having to transfer to a third-party bank. - Accepted Worldwide: Binji Card can be swiped or dipped into any point-of-sale machine that accepts debit Mastercard and can even be used internationally. - Battery Life: On average, Binji Card’s battery lasts up to three years, which will typically cover the lifespan of the card from issue through the expiration date. - Bluetooth Connectivity: The Binji Card and App communicate via smartphone Bluetooth connection so you can add and select funding sources on the go.



  • Broken for almost a year

    By Th30r3m
    Unbelievable. I spent $80 on a card I got to use for not even use it.
  • The only App and Card I need!

    By 七瀬美菜
    Great concept and I can foresee many enhancement coming with their technology!
  • Scam

    By gmpischansky
    This service, bank is a scam. I rarely write any reviews but this company deserves one. Apple should consider removing it from their store. The company has not responded to any of my emails, the card only worked for couple of days. Their product was supposed to offer all this features to fund your account and 6 months later still not working and no response. I’m surprise there has not been a level class action lawsuit and the fact that they are backed by a renounced bank.
  • Not ready for production

    By Alim Williams
    Looks like the app is still in development. App is pointing to local host when you try to upload a photo.
  • Trash

    By JustinAragon
    So, I forgot about this for about 4 months to give then time to work out the bugs. I just tried to load my card and of course this trash still don't work. This product blows. The company who makes it blows
  • Won’t do this again

    By Yunggvett
    So, I attempted to be an early adopter, like the coin card. I love the Idea if the ability to consolidate cards. However the support team is a joke. I’ve sent videos, and images of the errors. I’ve asked for a refund over three times. Only to receive an email asking for name and email. Then a replay on Monday indicating I’d hear back in 24 to 48 hours. It’s Thursday still have not heard back. Stay AWAY! Don’t waist your time or money here.
  • Won’t accept a return

    By Arty9000
    I received a defective Binji card. They’ve told me that items can’t be returned once the box is opened. I’m pursuing a refund with my bank. Insane that people do this in 2019. Be careful with these guys. Update: I finally got a replacement card...right as the payment system went down. The card seemed to “work”, but obviously the payment system’s crash made it impossible to test. My credit card has issued a refund, and I’m now walking away from Binji. Best to save your money.
  • Trash

    By Bitzombie
    Still waiting for my refund they are not answering email they are a scam the ceo no longer works for the company it was just a cash grab for him what a waste of time
  • Stranded Again

    By BluePHX
    Update: Thanks for reaching out, Binji. I appreciate the refund offer and have now sent two emails to request my refund, and have yet to receive a response. I will send a third Monday if I don’t get a response by then. To the people reading this review, I’ll let you know if I get my refund or not. Original: Last week I wasn’t able to transfer any money into the Binji account and wound up lucky the place I went took Apple Pay. Binji said it was down for maintenance but never sent out a notification they were doing that. Today I just got an email that funding transfers have been shut down again. This time because Binji is being attacked by hackers. I’m seriously concerned about what those hackers got. I’d really like my money back. I loved this idea but it’s clear to me that a lot more beta testing should have happened before this was marketed completely. I am disappointed and unfortunately also stranded at work with no money because they shut down funding again today and my card is unloaded. (Well. I have five bucks.) Please issue refunds. The people who trusted you with their information deserve a way out now that it appears they really shouldn’t have. Thanks.
  • Binji Card stopped working

    By Ointments
    Binji is very nonprofessional, They had the Card shut down for 3-4 weeks maybe even more & never notified us what was going on until today! DONT NOT PURCHASE THIS CARD, MOST LIKELY A SCAM BECAUSE ONCE I GOT MY CARD IT WORKED FOR A WEEK THEN THE FUNDING FEATURE STOPPED WORKING.