YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.6.2
  • Adult Rating: 4+
  • File Size: 76.78 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 7,092 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. - Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Terms of Use: https://www.youneedabudget.com/terms/?isolated Privacy Policy: https://www.youneedabudget.com/privacy-policy/?isolated



  • Need to add income v. expense report

    By itsmehjohn
    I just recently started using YNAB after previously using Quicken and Personal Capital. So far I am enjoying YNAB as I find the connections to my various accounts more reliable. I also love how the app works in tandem well with the website portal. That being said, one of my most frequently used reports is the income v. expense report which is not available on the app. Without this report, I cannot give the app a higher score.
  • Love it

    By Jbas21
    *still like the app, my only wish is that they bring all the reports from the web app to the iOS app, at least for the iPad. The current reports are pretty useless for me and still have to long into web to find the relevant reports I need. Once reports improve for the iPad it will be a 5 star app. Exactly what I was looking for, great job on the new app. Makes a great budgeting system and adds a great full feature app. Look forward to any future updates.
  • Best Financial App!

    By Houstontexas04
    This is hands down the best financial app I have every used. Started using the software when it was the desktop only version in 2014 and it changed my world then. Since the mobile app I’ve literally become a master of my finances! Please give it a try! I always tell my friends about this app all the time.
  • Lifesaver!

    By sum(1)
    Normally I wouldn't recommend paying for a service like this when there are free alternatives, but YNAB is worth it. I was able to ditch all my spreadsheets and other applications and it reduced my stress around money (and more importantly my wife's) significantly. YNAB also embeds good philosophy around money into software, which is really cool. Highly recommended!
  • Can’t live without it

    By ScottOreily
    YNAB honestly changed the way by brain is wired about money and I am on track to changing my life thanks to its help.
  • Love YNAB....one request

    By rp.xray
    I really love YNAB! It has helped us tremendously with our budget and is easy to use. For me, the app is a bit smoother and simpler to use than the website. Here is my conundrum: We use a small town bank that does not have direct download, so we have to manually download our transactions. I don’t want to fire up the laptop just to do this, as it doesn’t really take that long. So it goes, sign into bank website, download transactions, sign into YNAB website, which using an iPad means go to YNAB site, choose Request Desktop Site, then login, then import. Understandably, being it is a small bank, there may be no direct link in the near or distant future. I have no desire to move to another larger bank (there aren’t any close enough) that has direct link. So, I have one request, could we have a way to upload our manual transactions from the app instead of having to go through the website every time? It would make it a tad smoother process on the user end. I still love YNAB and will continue to use it. Never hurts to ask, right?
  • YNAB will change your life

    By nonstopbanjo
    Truly. It will.
  • IPad Pro Support

    By playbeasy
    Thanks for the update for the new iPad Prod aspect ratio. I love YNAB and this is just what I needed!
  • Could be great!!!

    By 👌🏼❤️👍🏼😳😉😘😂🤣😜😜
    Was getting excited about the app, then I found out not all banks are supported, let me know when u get wood forest bank! Was really disappointed! I NEED a app like this in my life to keep me on track + if u could include a section for people that make tips everyday that would also be great!! Thanks
  • Great Budgeting App!

    By Micdwyer
    I have only been a user for 7 months, but I did use Mint for a few years. And this has everything that Mint did not. Easy to budget and adjust on the go. I highly recommend.